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overtheedge
Membre depuis mai 2012
680 commentaires - suivi par 6 personnes

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Banks Get One Last Mulligan in Payments - Jon Matonis - The Monetary Future

Or the banks could stay smart and avoid crypto-currency completely.

Instead the banks could act as a brokerage house and stock depository. Then issue debit cards linked to your account. A few keystrokes and some stocks you aren't impressed with get converted to cash in your debit account and immediately available at ATMs around the world and in the coin of the realm.

Then again, why not bypass the banks completely and carry gold Eagles or Krugerrands. In any town of any size, they can be converted to the coin of the realm by close of business.

In either of the cases I mentioned, you own tangibles. If I'm not mistaken, the world still doesn't know who wrote the program. We have been told that several folks have looked at the algorithm and declared it good, but has the entire program been dis-assembled? I do not know any of the principles in the crypto-currency craze, ergo I have zero reasons to trust them.

Nor do I trust those who shill for them. I do find it odd that someone as unknowledgeable as myself when it comes to crypto-currency is the only one raising any questions.

First and foremost, why bother?
Secrecy? Do you really honestly think the cryptography can't be broken?
Security? See previous answer.
Wide-spread acceptance? Don't be ignorant.
Transportability? Only if you and the vendor have access to the internet.

I do find it a bit odd that in earlier posts you were extolling on the merits of making exchanges outside the banking system and now you are suggesting the banks enter the field. I did notice several crypto-currency exchanges got shut down by the PTB. I have no assets in crypto-currency. Oh, I stand corrected. I have debit cards connected to checking accounts. I use them online, at stores and at ATMs widely available. The transactions are encrypted.

Once again, why bother? Why re-invent the wheel? Secrecy? Ever hear of rendition? Ve haf vays uf making you talk, no?

Commenté il y a 4125 jours

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Début de l'article :Rightly or wrongly, banks are often thought of as the dinosaurs of financial services because they typically wait for clear market penetration and several upgrade releases before adopting any new technology. Now, rather than simply following a revolutionary change in the financial industry, banks may get another chance at leading it. After failing to respond to customer demand and missing the tectonic shifts in money services businesses and online/mobile payments, banks are about to get... Lire la suite

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